Physical health check |
Financial health check |
In your 20s When you start your first job make sure you have a hospital plan to protect against major healthcare events. Start regular medical check-ups:
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Your future income is your biggest asset.
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In your 30s If you are planning on starting a family, upgrade to a plan that covers both pregnancy and birth in a hospital. Remember that most schemes have a waiting period of 10 months before they cover any pregnancy-related claims. Add the following to your regular health checks:
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You need to re-assess your finances if you plan on buying a home and starting a family
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In your 40s You may want to upgrade to a more comprehensive scheme especially if you have children. You need to add a yearly mammogram to your annual health check |
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Over the age of 50 Heart disease, cancer, and osteoporosis are all major concerns for women over 50, but the most prevalent risks are breast and colon cancers. Most women go through menopause around this age and may require hormone replacement therapy and other treatments. Consider a medical scheme option that provides extended chronic benefits. Health checks become even more important:
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Use any salary increases to pay off your debts and boost your retirement funds rather than increasing your lifestyle. If you don’t have enough saved for retirement consider working for a few more years. |