There is no doubt that South Africa is facing a savings crisis. Our savings statistics show that on average households are actually “dis-savers” – drawing money out of the economy rather than investing in it.

On an individual level this is worrying, but on a national level it can lead to a crisis. Without savings to invest in developing our economy, our country is forced to borrow abroad and rely on foreign savers – which becomes even more precarious considering we remain on watch for a downgrade in December.

Starting a household savings culture doesn’t require a great deal of money – it just requires saving, rather than spending, a couple of hundred rand a month.

May 2016

Putting the house in order

April 2016

Be a wealth creator

March 2016

Prepare for change

February 2016

How's your budget holding up?

January 2016

Ready, steady, go!

December 2015

Rewind, reflect, refocus

November 2015

Closing the door on 2015

October 2015

Financial rules to live by

September 2015

How to save on medical expenses

August 2015

Catch the Spring fever!

July 2015

Spend less, save more!

June 2015

Be money savvy

What will happen to your Own your life Rewards

If you are a member of the Own your life Rewards programme you should by now have received notification that we are winding down the programme which will be discontinued next year on 31 March 2017.

For more information on this, please contact your financial adviser or visit www.ownyourliferewards.co.za.

You can spend R500 a month on eating out, or you can turn it into wealth creation. Here are five reasons to invest by debit order.

Liberty financial planner Ndili Mbuli shares his advice to clients about the five best places to invest their savings.

World markets and currencies have reacted to the UK’s decision to leave the European Union and Prime Minister David Cameron’s intended resignation, resulting in a lot of speculation and uncertainty. What does this mean for investors?

Millennials often underestimate the need for income protection when they first enter the job market – at their peril.

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