The race is on and the pace may mean that some of your New Year’s resolutions have already been broken. Perhaps you set unrealistic goals or have taken on too much?
Behavioural scientists have found that humans have limited willpower and there are only so many areas of our lives in which we can be disciplined at any given time. Tip one: Aim to keep your goals simple – chose just one that’s a priority for 2016 and put a plan in place that you know you’ll be able to stick to. Tip two: A positive outlook will get you halfway there, so up that smile quotient and reap the rewards!
Hopefully one of your goals will be financially focused, like taking advantage of the tax changes on retirement funds that allow you to save up to 27,5% of your income, tax-free, from 1 March, or putting away a little extra on your mortgage loan to save you buckets of interest in the long-term.
Thank you to everyone who took the time to complete our readers’ poll in the last newsletter. We look forward to sharing the results with you in our next issue and to structuring our content to ensure we cover topics that are relevant to you. |
