We believe that a financial plan is the starting point for South Africans to gain financial freedom so we are giving you one million reasons to get your finances in order.
By meeting with a Liberty adviser or broker for a free financial needs analysis (FNA), you will make yourself eligible to win a prize worth R1 million. There is no obligation to buy any products; we just want you to start making serious decisions about your finances to help you secure a better future for yourself and your family. The first step in building this future is to assess your financial needs through an FNA.
The opportunity to jump-start your financial plan by winning a prize worth R1million is not the only benefit. The value of having a plan to take control of your financial future is invaluable, especially given the current uncertainty of our global economy. Financial independence is a universal goal. However, statistics show that few achieve this without sound financial planning: ‘if you fail to plan, you plan to fail.’
What is an FNA?
Through the FNA process your adviser will help you analyse:
- your current financial position
- your financial needs and wants
- how you plan to achieve your financial goals – now and in the future.
An FNA is about knowing what you need and how much you can afford – basically living within your means! Therefore, the affordability of any plan is essential. It is unlikely that you will have enough money to meet all your needs and wants. A financial plan is all about balance and prioritising what is really important.
There is no one plan that will suit everyone. Your financial adviser will ensure that your unique circumstances are built into your plan.
When should you do an FNA?
A financial needs analysis is not something you do just once. You need to revise it regularly and particularly when your circumstances change.
The following are prime occasions for an FNA:
- When you get married
- When you have children
- If you going through a divorce
- When you are about to retire;
- If you have lost a spouse
- When you have started your own business
- If you haven't had one done in the past five years
The details
Why not contact your Financial Adviser or Broker to take part in this promotion? Or just give us your details here and your adviser will contact you.
