Right now, we're all stressed out. The effects of global political and economic change coupled with the diversity of challenges here at home has resulted in Bloomberg rating us the second most stressed nation on earth. This stress is caused by increasing taxes, international trade wars, local fuel and medical cost increases. It's the reason that so many people find themselves spiralling into a financial abyss of debt.

Sometimes this stress can lead to emotional distress at home and at work. You know that feeling, when you're having a bad day, but the moment you enter your work environment, a smile sets firmly on your face. It’s a mask, a façade, but one that in the professional work space is required. This has become so common - it even has a name. When you smile in public, even when you're down, you have unwittingly entered into the process known as emotional labour.

A 2018 study, Emotional Labour and Burnout, published in Yonsei Medical Journal, reports that job stress can lead to negative physiological, psychological and behavioural responses among employees.

The bottom line, according to the researchers, is that emotional labour can affect your health, lead to job dissatisfaction, loss of memory, depersonalisation, job stress, heart disease and hypertension, emotional exhaustion and burnout.

It's not like you can simply eliminate this stress from your life. You need the income that your job provides. What's more you have to deal with the stress of whether or not you have saved enough money for a rainy day or for retirement, a life changing health diagnosis, burying a loved one or putting your children through some of the most expensive schools.

Believe it or not, financial advisers can help relief some of the financial and even emotional stress. . By working with Liberty and financial advisers help families bury their loved ones with dignity, we help cancer sufferers pay for expensive treatments, we help you to educate your children, we even help your parents and grandparents live a more comfortable life in retirement.

So, as we approach the end of the year, contact your financial adviser. So that you can alleviate some of the financial pressure and take the time out to really wind down, 'remove the mask' and relax with family and friends this summer.

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