In this edition, we share some of the results of the survey we conducted towards the beginning of the year. Thank you for your continued support and constant feedback. It helps us to deliver content that is tailored to your personal financial needs. Congratulations to Mbandiwe Madosi who is the winner of the survey competition. We trust that you'll enjoy your hamper.

A number of you have requested the newsletter in other languages. Although we would love to explore this, the numbers do not warrant going this route at present, and we have therefore taken the decision to publish the newsletter in English only.

In the survey, many of you requested that we focus on personal finance, debt management, investment and retirement.

You've spoken and we've listened. This month, we take a closer look at how you can get a better handle on your finances to reduce your debt levels. We've also included helpful
tools and calculators to help you select the right cover for your personal needs.