Liberty Newsletter November 2016
Liberty
Preparing for your financial future
Liberty

The average life expectancy of middle- and upper-income earners has increased to 80 years of age and, statistically, the average 40-year-old can now expect to live to the age of 90. We’re going to need a different frame of mind and certainly a different financial plan than our parents had. Retirement will be delayed, if we retire at all, and our money will have to work harder than ever to maintain our lifestyles into our golden years.
Liberty
Investment News
With additional years of retirement to fund, our investment choices will have to be less conservative with more exposure to growth assets. Bold, Liberty’s innovative living annuity, allows your post-retirement funds to benefit from market growth while limiting the market risks.
Liberty
Retirement

The reality of longevity means that 50 is no longer a step away from retirement, but rather the start of the second part of our lives. Financial planner Phillip Kassel shares his experience of reaching the big “5-oh”.
Liberty
Tax News
Liberty Legal Marketing Specialist Geraldine Macpherson looks at the implications of the Davis Tax Committee recommendations on your estate planning and why you need to keep them in mind when making investment and insurance decisions.
Liberty
Money Tips

We provide a few tips on how to limit financial damage over the festive season by putting together a spending plan.
Liberty
Your Health
South African men have a 1 in 27 lifetime risk for prostate cancer and it currently accounts for 17,5% of the cancer diagnoses in SA. Here’s what you need to know.
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The information contained in this communication, including attachments, is not to be construed as advice in terms of the Financial Advisory and Intermediary Services Act of 2002 ("FAIS") as the writer is neither an appointed representative of Liberty, nor a licensed financial services provider as contemplated in FAIS. Please consult your financial adviser should you require advice of a financial nature and/or intermediary services.