If you’ve ever built a house, or know someone who has taken on the mammoth task, you’ll know that a great deal of planning, expense and expertise goes into building the dream home. Yet a house is just one element in our overall financial plan. Over the course of your lifetime you’ll earn substantially more than you’ll ever pay for your home and will need to have saved several times the value of your home in order to retire.
Shouldn’t we be spending at least as much time and effort on our financial plans as we do on our building plans?
Too often we judge financial security based on the trappings around us rather than the invisible, investable wealth. To build a solid foundation, focus less on the aesthetics and more on the plumbing.
As the gap widens between medical scheme cover and specialist bills, medical gap cover is becoming more popular as an affordable protection against rising medical costs.
If you are a member of the Own your life Rewards programme you should by now have received notification that we are winding down the programme which will be discontinued next year on 31 March 2017.
The information contained in this communication, including attachments, is not to be construed as advice in terms of the Financial Advisory and Intermediary Services Act of 2002 ("FAIS") as the writer is neither an appointed representative of Liberty, nor a licensed financial services provider as contemplated in FAIS. Please consult your financial adviser should you require advice of a financial nature and/or intermediary services.
