As they say, the only constant is change and this month our clients are facing many changes that can affect their overall financial wellness.

While the National Budget tabled on 24 February 2016 did not result in any major tax increases, there were some important alterations that will affect your financial planning. So make sure you speak to your financial adviser.

The changes to the taxation of retirement funds came into effect this month, which is good news for those wanting to boost their retirement funds. However, even that amendment came with its own set of last-minute changes. Lastly, earlier this month Liberty announced changes to the loyalty programme that will affect some of our client base.

February 2016

How's your budget holding up?

January 2016

Ready, steady, go!

December 2015

Rewind, reflect, refocus

November 2015

Closing the door on 2015

October 2015

Financial rules to live by

September 2015

How to save on medical expenses

August 2015

Catch the Spring fever!

July 2015

Spend less, save more!

June 2015

Be money savvy

May 2015

Finances for parents

What will happen to your Own your life Rewards

If you are a member of the Own your life Rewards programme you should by now have received notification that we are winding down the programme which will be discontinued in a year’s time on 31 March 2017.

For more information on this, please contact your financial adviser or visit www.ownyourliferewards.co.za.

The National Treasury focused on investment taxes, illegal offshore funds and loopholes in trusts in this year’s budget.

Retirement fund members are understandably confused as to what changes have actually been brought about with regards to retirement reform. Here we provide a simple breakdown of what you need to know.

Geraldine Macpherson looks at the legal implications of your marriage contract.

Liberty had to make the tough decision to end the Own your Life Rewards programme. This is how it will affect our members.

Got a question? We're here for you!

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