Humans have limited willpower - there are only so many areas of our lives in which we can be disciplined at any given time. Our tip: Keep your 2016 goals simple – prioritise them and put plans in place that you know you’ll be able to stick to.
We urge you to set a financial goal: Take advantage of the tax changes on retirement funds and save up to 27,5% of your income, tax-free, from 1 March, or put away a little extra on your home loan each month to save interest over the long-term.
And remember, a positive outlook will reap rewards!
As little as R500 extra a month can save you R200 000. Here’s why increasing your mortgage repayment by a relatively small amount each month has such a powerful impact on reducing the term and interest payment.
With an ominous start for the financial markets this year, we ask whether there’s a light at the end of the tunnel or if it’s an oncoming train? Stanlib Director Paul Hansen takes a look at the year ahead.
Happiness isn’t an elusive state that some people are blessed with by pure luck of the draw. Your happiness quotient impacts your outlook on life and work. Here’s how to boost it.
Thank you to everyone who took the time to complete our readers’ poll in the last newsletter. We look forward to sharing the results with you in our next issue and to structuring our content to ensure we cover topics that are relevant to you. Click here to participate in our online poll if you haven't yet.
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The information contained in this communication, including attachments, is not to be construed as advice in terms of the Financial Advisory and Intermediary Services Act of 2002 ("FAIS") as the writer is neither an appointed representative of Liberty, nor a licensed financial services provider as contemplated in FAIS. Please consult your financial adviser should you require advice of a financial nature and/or intermediary services.
